YES (Youth Enterprise Scheme) Bank is a full service commercial bank which provides a complete range of products, services and technology driven digital offerings, catering to Retail, MSME as well as corporate clients.
Specifications:
- Rewards: Reward points for all transactions that can be accumulated to obtain a gift or the points can be redeemed for cashback.
- Cashback: Cashbacks on certain spends like 5% cashback for shopping online, 5% cashback for using your credit card to pay utility bills.
- Universal acceptance: Accepted internationally as well.
- Lifestyle benefits and privileges: Benefits such as airport lounge access, golf course access, insurance coverage, fuel surcharge waivers, and more.
Requirements:
- Aadhar Card.
- Pan Card.
- Aadhar Card and Pan Card needs to be linked with your mobile number.
- Employment type: Self Employed (Small Businesses) or Salaried (monthly income: ₹20,000+)
- Credit Score: 740+
- Income for self employed: Paid ITR of Rs. 3.6 lakhs in a year.
Steps to follow:
- Click on Register now and fill the basic details, accept terms & conditions and submit.
- You will be taken to YES bank web page. You need continue the process from the YES Bank web page.
- Enter your personal details such as Name, Email ID, mobile number, pin-code and click on "Verify mobile number"
- Enter aadhar number/Virtual Aadhar ID and OTP will be sent to the registered mobile number.
- Enter OTP and click on 'Submit'
- Your photo, name, gender, date of birth, address registered with aadhar will be auto-pulled from UIDAI.
- Enter current residence address it it is not same as per aadhar, tick on the checkbox and click 'Save & Continue'
- Enter office address and occupation details to proceed further.
- The best offer is shown on the screen you are eligible for a credit card.
- Click on 'View detailed features' for any card to know the top features.
- Select the card that you wish to apply for and click on 'Select Card'
- Enter personal and employment details, click 'Save & Continue'
- Upload documents and click 'Save & Continue'
- You need to complete live video KYC.
- Once the bank approves a credit card application, it may take up to 14-20 working days for the credit card to reach your registered address.
HAPPY CREDIT JOURNEY!!